Teachers play an important role in our society. They put effort into educating our children and help them grow as a good man. A teacher doesn’t only spend their knowledge to educate, they also spend a lot to fulfill the needs of their students and make them happy. They spend around 1000$ all year around. To make the best use of your money, you should make a strategy to save your money and give you the best deal. A credit card can help you in this regard. There are some best credit card for teachers who offer several benefits to teachers. Want to know what is the best credit card for teachers? Scroll down and learn more.
Best Credit Card For Teachers
Teachers spend their hard-earned cash to buy school supplies like notebooks, pens, snacks, etc. if you buy these things through a credit card, you can save a lot. Some credit card offers Cashback, discounts, rewards, etc. To help you out we have listed some top credit card that offers the best deal for the teachers. Excited to know? Be with us till the end.
1. Citi Double Cash Card
This credit card is the perfect choice for teachers. They offer flat-rate cash back on your everyday purchases. But you will enjoy this reward if you do pay the bill on time. This card offers cash back up to 2% on all purchases a teacher makes, be it school supplies or home supplies. When you make the purchase, you get 1% cashback, and when you pay the bill, you will get another 1% cashback. Plus there are no buying limits, you can purchase as much as you want and there is no annual fee. You will pay $0 each year for using this credit card.
2. Blue Cash Preferred Card from American Express
This blue cash preferred card from American Express is the best choice for the teachers who want to save a lot purchasing their home supplies. When you have a large family, big spending on them, this credit card will help you. It gives the best cashback rewards on grocery, gas bills, streaming services, and other purchases. How much the cashback will be? You will get 6% cash back on grocery items if you purchase them from a store personally in the US; if you take the streaming service and pay with this credit card, you will enjoy another 6% cashback and fill the car gas from a gas station and earn 3% cashback. For other items, you will get 1% cashback.
You have to pay 95$ at the first waived year as an annual fee. If you purchase $1584 on grocery items, you won’t have to pay an annual fee. Isn’t great?
This card has a welcome offer; if you purchase $3000 in the first six months, you will earn a $150 cash back reward. One more cashback is there. You will earn 20% cashback instantly for six months if you purchase from amazon.com.
3. Target REDCard
This target RED card offers cashback for both offline and online purchases. And this card is easy to track. Whenever you purchase and make payments with this card, you will automatically get 5% rewards back. It means you won’t have to wait to claim your rewards; they will come automatically just after purchase. But what about the teacher’s special discount? Yes, a special teacher discount is also there. The teachers will get up to a 15% discount when they purchase during the school year. So the teachers can purchase their supplies in the school year and store them. If you purchase online for thousands of dollars, you will get a free two-day shipping benefit. And can return with their help within 30 days. If you use this card at any Starbuck location, you will get a 5% discount. If you use the app, then you will also get 5% cashback,
4. Amazon Prime Rewards Visa Signature card
Amazon has made a big name in the market. If teachers use the amazon prime account and purchase from Amazon, they will get 5% cashback. This card is free of the annual fee. Apart from Amazon, you can use this card for several uses. This credit will save a lot. You will get 2 % of cashback in the restaurants if you make the payments with the amazon prime card. Not only the restaurant, but this cashback is also the same with the gas station and local store. There is a welcome gift card when you get approval from amazon. A $70 worth gift card will be waiting for you when you get the approval.
5. NEA Cash Rewards Credit Card
This NEA ( National Education Association in collaboration with Bank of America) was designed to keep in mind the teacher’s needs. A teacher will get up to $200 amazon gift card if they spend over 500$ in the first three months. This gift card will get you 3% cashback if you spend on drug stores, dining, home improvement, online shopping, travel, etc. You will earn 2% cash back on grocery items, so you can save up by purchasing snacks items with this card. This card will also give you cashback if you make other purchases with it. But the cashback will be a little 1% cashback on any purchase. And if you spend on gas stations and online shopping, you will get 3% cashback. Now, Amazon talks about the annual fee; it’s nowhere. You won’t have to pay an annual fee.
All the credit card details we have shared above are good enough for a teacher. A teacher can save up a lot by using any of these cards. With these cards, they can buy school supplies and snacks at the best deal. Not only this, but these cards also provide cashback on a teacher’s personal spending. Aren’t these enough?
Which credit card to choose among the above best credit card for teachers list? All the credit cards we have mentioned above are flexible and best. So you can choose any of them that best match your needs.